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Employment5 min read

Statutory Sick Pay (SSP): What You're Entitled To and When Employers Can Withhold It

Statutory Sick Pay is one of the most misunderstood employment rights in the UK. Here's who qualifies, how much you get, how long it lasts, and what to do if your employer refuses to pay.

fairead Team20 January 2026

Being unwell and unsure whether you'll get paid is one of the most stressful situations an employee can face. Statutory Sick Pay (SSP) exists to provide a minimum financial safety net — but many employees don't know whether they qualify, how much they're entitled to, or what to do when an employer refuses to pay.

Here's the complete picture.

What Is Statutory Sick Pay?

SSP is a legal minimum payment that qualifying employees must receive when they are off sick. It is paid by your employer (not the government) and is currently set at £116.75 per week (2025/26 rate). It is taxable and subject to National Insurance contributions.

SSP is not generous — it was never designed to replace your salary. But it is a legal floor that your employer cannot fall below.

Who Qualifies?

To be entitled to SSP, you must:

  • Be classed as an employee (not a worker or self-employed)
  • Have been sick for at least 4 consecutive days (including non-working days — these are called "qualifying days")
  • Earn at least the Lower Earnings Limit (£123 per week as of 2025/26)
  • Be under State Pension age

The first three days of sickness are called waiting days — you do not receive SSP for these. SSP begins on the fourth qualifying day.

Agency workers are entitled to SSP in the same way as direct employees. Zero-hours contract workers are also entitled to SSP provided they meet the earnings threshold — a common misconception is that zero-hours workers have no sick pay rights, which is wrong.

Who Doesn't Qualify?

You are not entitled to SSP if:

  • You have already received the maximum 28 weeks of SSP
  • You are receiving Statutory Maternity Pay or Maternity Allowance
  • Your employment started after you became ill
  • You earn below the Lower Earnings Limit

Self-employed people have no entitlement to SSP. They may be able to claim Employment and Support Allowance (ESA) instead.

How Long Does SSP Last?

SSP is payable for up to 28 weeks per period of incapacity. If you have separate periods of illness with fewer than eight weeks between them, they may be "linked" and treated as one period — meaning your 28-week clock continues rather than resetting.

After 28 weeks, you cannot receive any more SSP from that employer. At this point, your employer must give you an SSP1 form, which you can use to claim Employment and Support Allowance (ESA) from the government.

Your Right to Contractual Sick Pay

Many employers offer sick pay above the statutory minimum — called contractual sick pay (CSP). Your contract should specify:

  • How long CSP is paid (e.g., full pay for 3 months, then half pay for 3 months)
  • Whether it is discretionary or contractual
  • Any conditions that apply (e.g., a waiting period before you qualify, or the requirement to follow the absence notification procedure)

If your employer has a discretionary sick pay policy, they can technically withhold it — but they must apply it consistently. Refusing sick pay to some employees and not others may constitute discrimination if the reason relates to a protected characteristic.

What You Must Do to Trigger Your Entitlement

Employers can set their own notification procedures — for example, requiring you to call in before a certain time on your first day of absence. Failing to follow these procedures can, in some circumstances, justify withholding SSP or contractual sick pay.

You are also required to provide medical evidence (a fit note from your GP) if your illness lasts more than seven consecutive calendar days. Employers cannot demand a fit note for shorter absences.

When Employers Try to Withhold SSP

If your employer refuses to pay SSP and you believe you're entitled to it:

  1. Ask them why in writing. They must give you a written explanation using form SSP1 if they believe you do not qualify, or explain their reasons if they dispute your entitlement.
  2. Check the qualifying conditions yourself. Make sure you meet the earnings threshold and have been absent for at least four days.
  3. Raise a formal grievance. If your employer still refuses without good reason, raise a written grievance under your employer's grievance procedure.
  4. Contact HMRC. HMRC is responsible for enforcing SSP. You can report disputes at gov.uk/statutory-sick-pay/help. HMRC can investigate and direct your employer to pay.
  5. Bring a tribunal claim. If all else fails, you can bring an employment tribunal claim for unlawful deduction from wages.

Sick Pay and Dismissal

Being off sick does not protect you from dismissal — but employers face significant legal risk if they dismiss employees during sickness absence without following the correct process.

If you have been employed for at least two years, you have the right not to be unfairly dismissed. Dismissing someone solely because they are ill may be unfair unless the employer has:

  • Investigated the nature and likely duration of the illness
  • Obtained medical evidence (usually an occupational health report)
  • Considered alternative roles or adjustments
  • Warned the employee that dismissal may result if attendance doesn't improve
  • Held a formal hearing and given the employee a right to appeal

If your illness amounts to a disability under the Equality Act 2010 (a physical or mental impairment with a substantial and long-term effect on daily activities), your employer has additional obligations — including the duty to make reasonable adjustments before considering dismissal.

Key Numbers to Remember

  • SSP rate: £116.75/week (2025/26)
  • Lower earnings limit: £123/week
  • Waiting days: 3 (SSP starts from day 4)
  • Maximum SSP duration: 28 weeks
  • Fit note required: after 7 consecutive calendar days

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